1. Acceptance of Terms

By accessing or using the Services provided by ElitHandeln Kapital, you agree to comply with these Terms and any other applicable policies or agreements provided by us. We reserve the right to modify or update these Terms at any time without prior notice. Any changes to the Terms will be effective upon posting on our website. We recommend that you review these Terms periodically.

2. Eligibility

To use our Services, you must be at least 18 years of age and legally capable of entering into binding contracts in your jurisdiction. If you are accessing our Services on behalf of a legal entity (such as a company or institution), you represent and warrant that you have the authority to bind the entity to these Terms.

3. Services Provided

ElitHandeln Kapital provides a range of financial services including, but not limited to, investment advisory, portfolio management, market analysis, and trading services. Our Services are designed to help individuals and institutions achieve their financial goals by providing customized investment strategies, expert advice, and innovative financial solutions.

4. Use of Website and Services

You agree to use the website and Services only for lawful purposes and in a manner that does not violate any applicable laws or regulations. You are responsible for ensuring that your use of the website and Services is compliant with all local, state, and international laws.

You are prohibited from using the website or Services for any unlawful, fraudulent, or malicious activities, including but not limited to:

• Attempting to gain unauthorized access to any part of our website or Services;
• Interfering with or disrupting the functionality of our website or Services;
• Engaging in any activity that could harm, damage, or disrupt the integrity of our website or Services;
• Violating any intellectual property rights of ElitHandeln Kapital or any third party.

5. Account Registration and Security

To access certain features of our Services, you may need to create an account with us. When creating an account, you agree to provide accurate, current, and complete information and to update such information as necessary to maintain its accuracy.

You are responsible for maintaining the confidentiality of your account credentials (username and password) and for all activities that occur under your account. You agree to immediately notify us of any unauthorized access or use of your account.

6. Privacy and Data Protection

Your privacy is important to us. We are committed to protecting your personal information in accordance with our Privacy Policy, which is available on our website. By using our Services, you consent to the collection, use, and processing of your personal data as described in our Privacy Policy.

7. Deposits and Withdrawals

Deposits

To begin using our investment services, you are required to deposit funds into your account. We offer various deposit methods to suit your preferences, including:

• Bank Transfers: Secure transfers directly from your bank account. Processing times may vary depending on your bank and location.
• Credit/Debit Cards: We accept payments via major credit and debit cards (Visa, MasterCard, etc.). Please note that card payments may be subject to processing fees.
• E-Wallets: Deposits can be made through widely recognized e-wallet providers, including PayPal, Skrill, and Neteller. E-wallet deposits are generally processed instantly, providing a quick way to fund your account.
• Cryptocurrency: We also accept deposits in popular cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), and others. Crypto deposits typically offer faster transaction times, though exchange rates may fluctuate.
• Other Payment Methods: Depending on your country of residence, additional deposit methods may be available, such as local payment systems or regional online transfer services.

Please note that the availability of these deposit options may vary based on your location and the regulatory requirements in place at the time of the transaction. You will be notified of the available methods during the deposit process.

Minimum Deposit Requirements

The minimum deposit required to open an account with ElitHandeln Kapital varies based on the type of investment service you wish to access. The minimum deposit for standard accounts is typically 250.00 EUR/USD, while for premium or institutional clients, the minimum deposit may be higher. Specific details about minimum deposit amounts will be provided when selecting an account type during the registration process.

Withdrawals

Withdrawals from your account can be made at any time, subject to the availability of funds and compliance with any applicable withdrawal policies. To withdraw funds, you must:

• Ensure your identity has been verified.
• Meet any applicable minimum withdrawal thresholds, which will be outlined on the withdrawal page.
• Choose a withdrawal method from the available options.

Withdrawal methods include, but are not limited to:

• Bank Transfers: Funds can be withdrawn directly to your bank account. Processing times may vary based on your bank’s policies.
• Credit/Debit Cards: Withdrawals to the same credit or debit card used for deposit are possible. The cardholder's name must match the account holder’s name.
• E-Wallets: Withdrawals to e-wallets, including PayPal, Skrill, and Neteller, are available for eligible accounts.
• Cryptocurrency: Withdrawals can be made to the cryptocurrency wallet of your choice, including Bitcoin (BTC), Ethereum (ETH), and others.

Please note that withdrawal requests may be subject to verification, and additional fees may apply based on the selected withdrawal method. Withdrawals may also be subject to a processing time of up to [X] business days, depending on the method chosen.

Withdrawal Limits and Fees

• Withdrawal Limits: We may impose limits on the amount you can withdraw per transaction, per day, or per month. These limits will depend on your account type and the deposit methods used.
• Withdrawal Fees: Some withdrawal methods may incur transaction fees, which will be disclosed to you at the time of the withdrawal request. We recommend checking the applicable fees for your preferred withdrawal method prior to initiating the transaction.

Processing Times

The processing time for deposits and withdrawals varies based on the method chosen.

• Bank Transfers: 3 to 5 business days
• Credit/Debit Cards: Instant to 3 business days
• E-Wallets: Instant to 3 business days
• Cryptocurrency: 1 to 3 hours

You will be notified once your deposit or withdrawal has been successfully processed.

8. Risk Disclosure

Investing in financial markets involves significant risk. While ElitHandeln Kapital strives to provide sound investment advice, we cannot guarantee the performance of any investment. Past performance is not indicative of future results, and you should be aware that the value of investments may fluctuate. You are responsible for understanding the risks associated with any investment and for making decisions based on your own risk tolerance and financial situation.

Before making any investment decisions, we recommend that you seek independent financial advice from a qualified advisor to ensure that the investment aligns with your financial objectives.

9. Fees and Charges

ElitHandeln Kapital may charge fees for certain services, which will be disclosed to you prior to your use of those services. All fees are subject to change at the company’s discretion. You are responsible for paying all applicable fees and charges associated with your use of our Services.

10. Intellectual Property

The content and materials on our website, including but not limited to text, graphics, logos, images, videos, and software, are the property of ElitHandeln Kapital or our licensors and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or use any part of our website or Services for commercial purposes without our express written consent.

11. Third-Party Links and Content

Our website may contain links to third-party websites or resources. These links are provided for your convenience and do not imply that we endorse or have any control over the content or practices of these third parties. You acknowledge and agree that ElitHandeln Kapital is not responsible for any loss or damage caused by your use of third-party websites or resources.

12. Limitation of Liability

To the fullest extent permitted by law, ElitHandeln Kapital shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill arising from your use of our website or Services, even if we have been advised of the possibility of such damages.

Our liability for any claims arising from your use of the website or Services shall be limited to the amount you paid for the specific Service in question, if applicable.

13. Indemnification

You agree to indemnify, defend, and hold harmless ElitHandeln Kapital, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses arising from your use of our website or Services, your violation of these Terms, or your infringement of any third-party rights.

14. Termination

ElitHandeln Kapital reserves the right to suspend or terminate your access to our website and Services at any time and without notice if you violate these Terms or for any other reason at our discretion. Upon termination, your right to access or use our Services will cease, and you must promptly stop using the website and Services.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Cyprus, without regard to its conflict of law principles. Any disputes arising from or related to these Terms shall be resolved exclusively in the courts of Cyprus.

16. Dispute Resolution

In the event of any dispute, controversy, or claim arising out of or relating to these Terms or your use of our Services, you agree to first attempt to resolve the dispute through informal negotiation. If the dispute cannot be resolved through negotiation, the parties may seek resolution through binding arbitration in accordance with the rules of the country of Cyprus.

17. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect.